Despite the pick-up in volatility at the end of January, risk assets continued their upward ascent throughout the month. Expectations surrounding the implementation of the newly passed tax reform bill and the weakening US dollar served as positive catalysts for the month.
With 39 percent of Americans feeling ill-prepared for retirement, according to the Employee Benefit Research Institute’s 2017 Retirement Confidence Survey, we are often challenged to come up with a solution to make saving easier.[1] Unfortunately, there are no easy solutions, and in the absence of u
In a widely anticipated move, the Fed increased interest rates by 25 basis points on March 15, 2017, the second interest rate hike in three months and there are talks of potentially two more raises this year.
After an extremely volatile quarter, the broad equity market indexes ended just about where they started. Risk assets began the year under heavy pressure, with the S&P 500 Index declining more than -10% to a 22-month low on February 11.
On this week’s podcast (recorded February 26, 2016), Bill Miller, CIO from Brinker Capital discusses the recent string of positive news, the hopeful outcome following the G20 Summit, and what still remains as cause for concern:

What we like: G20 Summit underway to discuss new policies intended to h
After three years of strong market returns, 2015 performance was relatively flat combined with higher volatility across most asset classes.

The deadlines for Health Insurance are approaching fast. Get your plan by December 15th 2015 so that it is effective January 1st 2016. This will ensure you avoid paying any government penalties for not having health insurance in SC, NC and FL.
Important Deadline Dates

  • November 1st 2015 - Annual Enrollment Period begins
  • December 15th 2015 - Enroll by this date to get a plan effective January 1st 2016
  • January 1st 2016 - Coverage can begin

Penalty for Missing the Deadline
The penalty for missing the deadline and not having health insurance in 2016 is calculated 2 ways. You will pay the higher of:

Percentage of Income
  • 2.5% of household income
  • Maximum of the average cost of a Bronze Plan

Per Person

  • $695 per adult
  • $347.50 per child under age 18
  • Maximum of $2085


 Get a new health insurance plan in under 15 minutes at www.MyHealthInsuranceUSA.com .
Consumers Choice Health Plan Closing
You may have heard via the Charleston Business Regional Business Journal that the health insurance company Consumers Choice is closing. 

Get a new health insurance plan in under 15 minutes at www.MyHealthInsuranceUSA.com .

 ***CHOOSE A NEW PLAN BY DECEMBER 15TH, 2015 TO REPLACE CONSUMERS CHOICE SO THAT IT IS EFFECTIVE JANUARY 1ST 2016***





Health Insurance for Self-Employed *If you are self-employed in SC, NC or FL, then you may already be comparing ACA Obamacare Health Insurance Plans. Mortgage Brokers and Real Estate Agents are a massive population of the self employed, as are Lawyers, CPAs and other Independent Consultants. All self-employed individuals are required by the Affordable Care Act (ACA) to purchase individual health insurance, unless covered by a group health insurance plan.

 If you or your company has an Individual or Group Health Insurance Plan with Consumers Choice Health, get in touch with us today.





* Remember, if you need health insurance urgently, and miss the Obamacare Annual Enrollment Period (AEP) which runs from November 1st to January 31st, you may still be eligible to purchase health insurance between February 1st and October 31st. The government calls this a Special Enrollment Period. Get in touch to see if you qualify. 

 **If you miss the Obamacare Annual Enrollment Period (AEP), which runs from November 1st to January 31st, you may have to pay a government penalty / fee.
The information in this article is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Hedges Wealth Management.

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Hedges Wealth Management LLC - A Registered Investment Adviser
Hedges Insurance Agency LLC
Tax, Financial Planning, Investments and Insurance Advisors
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If you are looking for more information on any subject in this Blog, please Contact Us directly electronically or via phone. Thank you.


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Location: Hedges Wealth Management, 1300 Appling Dr, Mt Pleasant, SC 29464, USA
Labels: ACA AEP Best Health Insurance Advice Consumers Choice Discount Health Plans FL Health Insurance Deadlines NC ObamaCare SC
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