A recent survey in 136 countries suggests that spending money to help others may be a universal source of personal happiness.1 Americans seem to take this to heart, giving more than $290 billion to charity in 2010, even with the slow economy.2

When making a substantial donation to a specific charit
More than half of Americans have direct investments in the stock market, and it’s probably safe to say that they would like their investments to grow.1Most investors would also like to believe their investments have value.
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