Jan
24
Do You Have Enough Disability Coverage?
A disabling illness or injury can occur without notice, and statistics show that nearly one in five people will be sidelined for at least a year during their careers.1 States often require employers to provide short-term disability coverage, but many don’t extend coverage beyond a few weeks or months. In fact, less than half of U.S. companies paid for long-term disability insurance coverage in 2009.2
Even when businesses include disability income insurance in their benefits packages in Charleston SC, Charlotte NC, Miami FL and Atlanta GA, typical limitations can make group policies inadequate. A well-paid professional in the midst of a productive career generally has much to lose if he or she experiences a disability and is unable to work.
Even when businesses include disability income insurance in their benefits packages in Charleston SC, Charlotte NC, Miami FL and Atlanta GA, typical limitations can make group policies inadequate. A well-paid professional in the midst of a productive career generally has much to lose if he or she experiences a disability and is unable to work.