Blog Site: March 2013

Making Distribution Decisions in Retirement

More than one-third of retirees lack confidence that they will have enough money to live comfortably throughout their retirement years.1 Committing to a savings strategy during your working career could go a long way to help alleviate this concern, but it’s also important to make sound decisions when withdrawing assets from the portfolio you worked so hard to accumulate.

The 4% Solution

One common approach has been to withdraw 4% of your portfolio in the first year of retirement, with inflation-adjusted amounts in subsequent years.

Mar

Asset Backed Securities and Securitization - How It Works

As an investor, you probably own mutual funds and have an understanding of how they work. However, you may not have considered how the vast majority of other investments work or how they integrate into various investment portfolios. In this article, we will look at Asset Backed Securities and the function of Securitization.

Mar

Fiscal Cliff Deal - Settles Tax Issues, Delays Debt Reduction

The American Taxpayer Relief Act of 2012, approved by Congress on January 1, 2013, left current income tax rates in place for most households. However, it raised taxes on high earners for the first time in about 20 years.1 If a deal had not been struck, federal income taxes were scheduled to return to higher pre-2001 tax-law levels for all taxpayers in 2013.

The temporarily reduced 4.2% Social Security payroll tax (implemented as an economic stimulus) reverted back to 6.2%.

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Making Distribution Decisions in Retirement

Asset Backed Securities and Securitization - How It Works

Fiscal Cliff Deal - Settles Tax Issues, Delays Debt Reduction