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Since the 2008, Americans have been keeping their jobs longer in Charleston SC, Charlotte NC, Miami FL and Atlanta GA. In 2012, the average tenure for U.S. workers was 4.6 years, up from 3.7 years in 2002.1 Even so, there’s a good chance you may move on to a new job in the not-too-distant future, and when you do you could face a decision about how to handle any funds you have accumulated in your employer-sponsored retirement plan.