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Most people agree that two things are certain in life... death and taxes. If you live in the USA right now as a citizen or permanent resident, then you will have noticed that your tax liability has gradually been increasing on a yearly basis. We hear that some people live offshore and do not pay tax, or they are receiving income tax free e.g. municipal bond portfolios, or growing their investment portfolio in a tax deferred manner. However, if you are a resident in Charleston SC, Charlotte NC, Miami FL or Atlanta GA, then the chances that you still pay some tax are pretty high.